Terms

Welcome to Money Looker. We’re glad you’re here. Before you dive into our money-saving tips, budgeting advice, or debt guides, we just want to lay out the ground rules—nothing scary, just a few basics so we’re all on the same page.

By using MoneyLooker.com, you agree to the terms below. If something’s unclear, or you have a question, feel free to contact us. We’re here to help—not hide behind fine print.

What You Can Expect from Us

Money Looker is an educational platform designed to make personal finance feel doable, not daunting. Our articles, tools, and tips are all meant to give you a better understanding of money—how to save it, manage it, and handle debt with more confidence.

But here’s what we’re not:

We’re not financial advisors. We don’t offer personalized financial, legal, or tax advice. The information on our site is based on general research, personal experiences, and expert insights. It’s meant to inform and guide, not to replace a one-on-one consultation with a certified professional.

Before making any major financial decisions, we encourage you to talk to a financial planner, credit counselor, or another trusted advisor.

What We Ask from You

We ask that you use this site for personal, non-commercial purposes only. Everything on MoneyLooker.com—from the writing to the layout to the downloadable tools—is owned by us or our content creators.

That means:

  • You’re welcome to read, save, print, and share our content for your own use
  • You may not copy, republish, modify, or sell any part of our content without our written permission
  • You may not use our site in a way that disrupts or harms others (spamming, hacking, scraping, etc.)

In short, use the site respectfully, just like you’d expect others to treat something they built from the ground up.

Content Accuracy and Limitations

We work hard to make sure our information is accurate, clear, and helpful. But personal finance is constantly changing—loan terms shift, interest rates go up and down, and new laws roll out all the time.

So while we do our best to keep our content up to date, we can’t guarantee that every article will reflect the latest rules or your unique situation. That’s why we always suggest cross-checking key info and speaking to a licensed professional when it matters most.

Money Looker is not responsible for any financial losses or decisions made based on information found here. You’re in control—we’re just here to support you as you make informed choices.

Third-Party Links and Services

Sometimes we include links to external sites—like budgeting apps, nonprofit tools, government resources, or trusted blogs.

We include these to help you, but once you leave MoneyLooker.com, we can’t be responsible for what happens on other sites. That includes their privacy policies, terms, content, and how they handle your data.

Always read the terms and policies of any site you visit before sharing personal or financial information.

Comments, Messages, and Future Community Features

If we introduce comments, community features, or message boards in the future, we want to keep those spaces respectful and supportive.

If you post or message through our site:

  • Be kind, even when you disagree
  • Keep things on-topic
  • Don’t post spam, misleading information, or anything harmful
  • Don’t pretend to be someone you’re not

We reserve the right to remove posts or restrict access to anyone who violates the spirit of this space. Our goal is to build community, not chaos.

Downloadable Content and Tools

We may offer free or paid tools (like budgeting templates, savings trackers, or debt payoff plans). These are for personal use only unless otherwise stated.

If you choose to download or purchase anything from Money Looker, you agree to use it for your own financial learning, not to republish, resell, or distribute it.

We’ll always include clear instructions and terms with anything downloadable. No tricks, no hidden charges.

Updates to These Terms

As our site grows, we may update this page to reflect new features, services, or legal requirements. When we do, we’ll revise the “last updated” date at the bottom of this page.

If the changes are significant, we’ll do our best to let you know. Continued use of the site after updates means you’re okay with the changes.

We promise to keep things transparent, human, and free of legalese whenever possible.

Contact Us

Still have questions about these terms? Wondering if you can reuse something from the site for your class, nonprofit, or personal project?

Just email us at contact@moneylooker.com. We’ll get back to you like real people—because that’s who we are.

Thanks for using Money Looker respectfully.

Thanks for showing up for your financial wellness.

And thanks for being part of a smarter, kinder money conversation.